Metro

Hilo, Hawaii Metro Retirement Score

Hilo, Hawaii Metro is a stronger fit for retirees who prioritize mild weather, cleaner air, and lower-key island living, but it is less appealing for those who prioritize the largest healthcare market or the lowest housing costs are top priorities.

Overall Retirement Score
62
Around average

Quick takeaway

Best for: mild weather, cleaner air, and lower-key island living

Think twice if: the largest healthcare market or the lowest housing costs are top priorities

Score breakdown

Affordability
18
Expensive for retirees
Healthcare Access
70
Above average
Climate Comfort
78
Above average
Disaster Risk
60
Around average
Air Quality
67
Above average
Retiree Fit
80
Strong

At a glance

Median rent
$2,080
Median home value
$820,000
Age 65+
20%
Climate
Very mild year-round
Healthcare
Above-average access signals
Risk
Mixed island risk profile
Air quality
Above-average

Good fit for

Retirees who can absorb higher costs and want one of the strongest climate profiles on the site.

Less ideal for

Retirees who need lower housing costs or a more value-oriented shortlist.

Biggest strengths

  • Healthcare access is solid.
  • Disaster risk is more mixed than some inland alternatives.
  • Air quality is above average.

Biggest tradeoffs

  • Affordability is the main tradeoff.
  • Climate comfort is a standout strength.

Affordability

Hilo, Hawaii Metro scores around average for affordability. Housing and broader cost-related measures are more of a tradeoff here.

Healthcare Access

Healthcare access scores above average here based on provider availability and shortage-area signals.

Climate Comfort

Climate comfort is one of the stronger parts of Hilo, Hawaii Metro's profile.

Disaster Risk

Disaster risk is relatively favorable here compared with many peer metros.

Air Quality

Air quality is above average here based on annual summary measures.

Retiree Fit

Retiree fit is strong in Hilo, Hawaii Metro, reflecting a workable profile for older residents.

Similar places to consider

Urban Honolulu, Hawaii Metro

A useful alternative if you want a different mix of retirement tradeoffs.

Kahului-Wailuku-Lahaina, Hawaii Metro

A useful alternative if you want a different mix of retirement tradeoffs.

Santa Barbara-Santa Maria, California Metro

A useful alternative if you want a different mix of retirement tradeoffs.

How to interpret this retirement score

Use the overall score as a quick summary, then look at the category scores to see whether affordability, healthcare access, climate comfort, air quality, disaster risk, or retiree fit is driving the result. A place can still be a good fit for you even if one category is a clear tradeoff.

Best next step after this page

Use compare pages when you have two realistic finalists. If you are still building the shortlist, use the related rankings and the broader state page to find nearby or similarly ranked alternatives.

Frequently asked questions

Is Urban Honolulu, Hawaii Metro affordable for retirees?

Affordability is the main tradeoff.

What is the biggest retirement tradeoff here?

Climate comfort is a standout strength.

What to do next

Use this page as a narrowing step, then compare it directly against nearby or similarly ranked counties and metros. The overall score is the summary; the category scores explain the tradeoffs.