Metro

St. Louis, Missouri-Illinois Metro Retirement Score

St. Louis is a stronger fit for retirees who prioritize affordability and healthcare access, but it is less appealing for those who want milder weather or a stronger retirement-market identity.

Overall Retirement Score
63
Around average

Quick takeaway

Best for: affordability, healthcare access, metro practicality

Think twice if: milder weather matters most, a stronger retiree-oriented culture is essential

Score breakdown

Affordability
78
Very affordable
Healthcare Access
74
Above average
Climate Comfort
52
Around average
Disaster Risk
63
Around average
Air Quality
54
Around average
Retiree Fit
58
Around average

At a glance

Median rent
$1,240
Median home value
$285,000
Age 65+
16%
Climate
Four seasons, hot summers
Healthcare
Strong care access
Risk
Mixed but workable
Air quality
Around average

Good fit for

Retirees who want a practical, lower-cost metro with strong healthcare access.

Less ideal for

Retirees who care most about warm-weather lifestyle or a classic retirement-market feel.

Biggest strengths

  • Affordability is a clear positive.
  • Healthcare access is strong.
  • The metro offers broad practical depth.

Biggest tradeoffs

  • Climate is only average for many retirees.
  • Risk is more mixed than in lower-hazard peers.

Affordability

St. Louis scores above average for affordability and remains a practical larger metros.

Healthcare Access

Healthcare access is a strong part of the profile and helps separate the metro from many similarly priced peers.

Climate Comfort

Climate comfort is around average, with summer heat and winter both part of the picture.

Disaster Risk

Risk is mixed but workable rather than clearly favorable.

Air Quality

Air quality is around average.

Retiree Fit

Retiree fit is around average and more neutral than a standout strength.

Similar places to consider

Indianapolis, Indiana Metro

Similar for key retirement tradeoffs, but with a different mix of cost, climate, risk, or healthcare.

Lexington, Kentucky Metro

Similar for key retirement tradeoffs, but with a different mix of cost, climate, risk, or healthcare.

Springfield, Missouri Metro

Similar for key retirement tradeoffs, but with a different mix of cost, climate, risk, or healthcare.

How to interpret this retirement score

Use the overall score as a quick summary, then look at the category scores to see whether affordability, healthcare access, climate comfort, air quality, disaster risk, or retiree fit is driving the result. A place can still be a good fit for you even if one category is a clear tradeoff.

Best next step after this page

Use compare pages when you have two realistic finalists. If you are still building the shortlist, use the related rankings and the broader state page to find nearby or similarly ranked alternatives.

Frequently asked questions

Is St. Louis, Missouri-Illinois Metro affordable for retirees?

St. Louis scores above average for affordability and remains a practical larger metros.

What is the biggest retirement tradeoff here?

Climate is only average for many retirees.

What to do next

Use this page as a narrowing step, then compare it directly against nearby or similarly ranked counties and metros. The overall score is the summary; the category scores explain the tradeoffs.