Disclaimer
RetireScorecard is an informational publishing site. It helps readers compare retirement places more efficiently, but it is not a substitute for personal advice, professional planning, or direct local research.
Informational use only
Everything on RetireScorecard is provided for general informational and educational purposes only. Nothing on the site is personalized financial, investment, tax, legal, insurance, healthcare, relocation, or real-estate advice, and nothing should be read as a recommendation to move to, invest in, buy property in, or avoid any specific location.
No professional relationship
Using the site does not create an advisor-client, fiduciary, brokerage, legal, tax, insurance, medical, or consulting relationship of any kind. Readers remain responsible for their own decisions and should consult qualified professionals before acting on information that could materially affect finances, housing, healthcare, taxes, or long-term retirement plans.
Scoring and data limitations
Scores, summaries, and comparisons rely on public source data and editorial judgment. Source data can be incomplete, delayed, revised, estimated, or updated on different schedules. Local conditions such as housing costs, insurance markets, provider availability, taxes, climate events, or disaster exposure can change after a page is published.
No warranty
RetireScorecard and its content are provided on an as-is and as-available basis. To the fullest extent permitted by law, the site disclaims warranties of any kind, whether express or implied, including implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose, title, non-infringement, availability, or uninterrupted operation.
Third-party links and content
The site may reference, quote, summarize, or link to third-party data sources, agencies, websites, tools, or services. Those sources remain responsible for their own content and updates. RetireScorecard does not guarantee the accuracy, currency, suitability, privacy practices, or availability of any third-party site or service.
Hold harmless and assumption of responsibility
By using the site, you agree that any decisions you make based on the content are made at your own discretion and risk. You agree, to the fullest extent permitted by law, to release, hold harmless, and not seek to impose liability on RetireScorecard, its owner, affiliates, contributors, licensors, and service providers for losses, damages, claims, costs, or expenses arising out of your use of the site or reliance on its content.
Limitation of liability
To the fullest extent permitted by law, RetireScorecard will not be liable for any indirect, incidental, consequential, special, punitive, exemplary, or similar damages, including lost profits, lost savings, lost opportunities, business interruption, data loss, moving costs, housing costs, healthcare costs, tax consequences, or other personal or financial losses arising from or related to use of the site or inability to use the site.
Indemnification
You agree to indemnify, defend, and hold harmless RetireScorecard, its owner, affiliates, contributors, contractors, and service providers from and against third-party claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of your misuse of the site, your violation of applicable law, or your violation of another person's rights.
Your own due diligence still matters
Before making a retirement move, readers should verify current conditions directly with local sources and, when needed, speak with qualified professionals. Visiting an area in person, reviewing actual living costs, checking insurance and tax consequences, evaluating healthcare networks, and confirming current housing conditions are still essential steps.
Contact
Questions about this disclaimer can be sent to info@retirescorecard.com or through the Contact page.